Rebolt Logo
Rebolt Logo

This site is no longer active!

If you are the owner, you must reactive this site for it to be published again

Inactive Website BG
Background image

Professional SBA Loans Services

Offering exceptional SBA Loans solutions, our team is committed to providing top-quality services to meet all your needs in the Business Loans industry.

(760) 543-4462

SBA Loans Overview

Understanding SBA Loans

The Small Business Administration (SBA) Loan program is designed to provide financial assistance to small businesses. These loans are partially guaranteed by the SBA, which reduces the risk for lenders and allows small businesses to secure financing they might otherwise not be able to access.

Benefits of SBA Loans

  • Low Interest Rates: SBA loans typically come with lower interest rates compared to conventional loans.
  • Longer Repayment Terms: Enjoy flexible repayment terms that can extend up to 25 years, reducing the financial burden on your business.
  • Variety of Loan Programs: Whether you need funds for working capital, equipment acquisition, or real estate, SBA offers various loan programs to meet diverse needs.
  • Partial Government Guarantee: By reducing lender risk, SBA guarantees allow for more accessible and flexible loan conditions.

Types of SBA Loans Offered

  • SBA 7(a) Loan: The most common SBA loan that can be used for various general business purposes.
  • SBA CDC/504 Loan: Designed for major fixed asset purchases such as real estate or large equipment.
  • Microloans: Offers smaller sums to new or emerging small businesses for immediate capital needs.

Eligibility Requirements

To qualify for an SBA loan, businesses typically must:

  1. Be a for-profit company operating in the United States.
  2. Meet SBA size standards, generally defined by the number of employees or annual revenue.
  3. Present a feasible business plan and demonstrate good character.
  4. Be unable to get financing from conventional lenders without SBA support.

Why Choose Prevail Financial for SBA Loans?

At Prevail Financial, our team of experts specializes in navigating the complexities of SBA loans. We work diligently to understand your needs and connect you with the best financial solutions available. As a trusted provider in diverse industries, we offer tailor-made loan solutions ensuring your business receives the funding it needs to thrive.

Our SBA Loan Process

Experience a streamlined and personalized process for securing SBA loans tailored to your business needs.

Initial Consultation & Qualification

Our experienced advisors consult with you to comprehend your business goals and financial status. We assess your eligibility for an SBA loan, ensuring your business aligns with SBA guidelines while identifying the most suitable program for your needs.

1

Customized Loan Structuring

We meticulously tailor loan options, focusing on specifics like repayment terms and interest rates. Our experts collaborate with lenders to structure an SBA loan package that aligns with your financial objectives and growth plans.

2

Expert Document Preparation

Our team efficiently prepares all necessary documentation, meticulously guiding you through the SBA's rigorous application process, ensuring accuracy and compliance to increase approval chances.

3

Application Submission & Follow-Up

We submit your completed application confidently, managing communications with lenders, and providing timely updates. Upon approval, we facilitate smooth fund disbursement and remain available for any post-loan support you require.

4
FAQs

SBA Loans FAQs

Get clear answers to your most pressing questions about SBA Loans and discover how Prevail Financial can assist your business.

  • What is an SBA Loan and how does it work?

    An SBA Loan is a small business loan partly guaranteed by the U.S. Small Business Administration. It is designed to help small businesses secure financing under favorable terms. These loans often come with lower interest rates and longer repayment terms, making them an attractive choice for business owners who need capital.

  • What types of businesses are eligible for an SBA Loan?

    Most legal businesses operating for profit are eligible for an SBA Loan, including corporations, partnerships, and sole proprietorships. However, there are some businesses and industries that might not qualify, typically those involved in illegal activities, loan packaging, and passive businesses like renting out housing.

  • What is the typical time frame to get approved for an SBA Loan?

    The process of getting an SBA Loan can take a few weeks to a couple of months depending on the complexity of the application and the specific SBA program. Prevail Financial is committed to guiding you through this process efficiently to minimize waiting times.

  • How can Prevail Financial assist me in obtaining an SBA Loan?

    Prevail Financial provides expert guidance and support throughout the SBA Loan application process. We help you understand the eligibility criteria, prepare your documentation, and choose the most suitable loan program for your business needs, ensuring a smooth application journey.

  • What are the typical terms and conditions associated with SBA Loans?

    SBA Loans generally offer low interest rates, long repayment terms, and almost no prepayment penalties. Loan amounts can vary, allowing businesses to borrow what they need to grow and sustain their operations effectively.

  • Do SBA Loans require personal collateral or a personal guarantee?

    Most SBA Loans do require personal guarantees, and as they typically involve higher amounts, lenders may also ask for collateral. Our team can provide detailed guidance on how best to meet these requirements while structuring a loan agreement that benefits your business.

Testimonials

Our clients love us

Here's some of what they had to say

P

Unlock Your Business's Potential Today with SBA Loans!

Don't wait any longer to secure the funding your business needs. Let our experts at Prevail Financial guide you through the SBA loan process seamlessly. The right financial support can elevate your business to new heights. Get started now and transform your business future!

Get the most out of

Rebolt Logo