At Prevail Financial, we understand that maintaining a healthy cash flow is crucial for the growth and stability of your business. That's why we offer Accounts Receivable Financing as part of our robust portfolio of financial solutions. This service is designed to help businesses manage cash flow concerns by leveraging their accounts receivables.

What is Accounts Receivable Financing?

Accounts Receivable Financing is a form of financing where a company can obtain cash using its receivables — the money owed by its customers — as collateral. By selling their outstanding invoices to us, businesses receive a substantial portion of the invoiced amount immediately, improving liquidity, meeting operational needs without delay, and maintaining financial stability.

How Does it Work?

1. Your business delivers goods or services to your customers as usual.
2. You invoice your customers with the standard payment terms.
3. Instead of waiting for your customers to pay within the agreed timeframe (usually 30, 60, or 90 days), sell these invoices to us at Prevail Financial.
4. We immediately advance a significant percentage of the invoice, so you have access to working capital straight away.
5. Once the customer pays the invoice in full, the remaining balance (minus our fee) is remitted to you.

Benefits of Accounts Receivable Financing

• Improved Cash Flow: Provides quick access to cash which helps in managing day-to-day expenses, addressing business emergencies, or even funding growth initiatives.
• No Debt Accumulation: Unlike traditional loans, accounts receivable financing isn't recorded as a debt on your balance sheet.
• Improved Flexibility: Use capital on a need basis, allowing more control over your finances without long-term commitments.
• Eliminates Payment Collection: Transfers the overhead of chasing down payment to us, allowing you to focus on running your business.
• Preserve Credit Lines: Allows you to maintain existing credit lines for other essential business needs.

Industries We Serve

Our Accounts Receivable Financing service is suitable for a wide range of industries, including retail, healthcare, manufacturing, and food services, among others. We understand that each industry comes with its own unique challenges, which is why we tailor our services to meet the specific needs of your business environment.

Why Choose Prevail Financial?

Opting for Prevail Financial means choosing a partner with deep expertise and commitment to your success. Our team of financial experts works closely with you to structure the financing arrangements that best meet your needs. We pride ourselves on transparent processes, competitive rates, and customer-centered approaches that ensure you are making the smart choice for your business growth.

Contact us today to learn more about how our Accounts Receivable Financing can serve as a strategic financial solution in empowering your business operations.